Cut Payroll Taxes by $640* Per Employee Per Year — Without Cutting Benefits
Most companies don’t realize they’re overpaying on payroll taxes. With the right structure, you can reduce your FICA burden and reinvest those dollars back into your business.
Here's what employers can expect with our program:
- Employer Tax Savings: Average ~$640 per employee, per year.
- IRS-Compliant Structure: Built on Sections 125, 213(d), and 106a.
- Zero Net Cost: Employees keep every dollar of their paycheck.
- Enhanced Benefits: Preventive care, virtual primary & urgent care, mental health, and over 1,000 no-cost prescriptions.
- Seamless Integration: Works alongside your existing health plan.
Think of it as an additional health benefit package on top of an organization's current plan - at no additional out-of-pocket cost to employees and zero net cost to employers. Plus both employers and employees are eligible for tax savings.
About This Website
I'm David Baer, co-owner of a consultancy specializing in revenue growth and expense reduction. Among the most appealing cost-saving solutions I have found for the businesses I serve is a private health benefits solution designed to realize significant payroll and tax savings by utilizing IRS-approved health benefit structures... without sacrificing care quality for employees.
Who This Works Best For
✔ Companies with 30+ full-time W-2 employees
✔ Employers currently offering (or planning to offer) health benefits
✔ Leaders frustrated by rising costs and lack of transparency
✔ Organizations that want to reward employees without raising costs
W-2 FICA Savings Calculator
What’s Included
- Virtual Primary Care & Urgent Care (unlimited visits)
- Preventive Care Management
- Mental Health Services
- Pharmacy (Over 1,000 commonly prescribed medications available for free)
- Compliance Built-In (ACA, HIPAA, etc.)
How much could you be saving?
Simply enter the number of W-2 employees you have in your business and instantly project your potential* annual savings.
Try the Savings Calculator
Thousands of private and public employers across the United States representing over 4 Million individual members are taking advantage of the tax benefits our program delivers, including...
- Internationally Known Consumer Product Brands
- Major Automotive Industry Manufacturers
- Higher Education Institutions
- National Franchises
- Sports Franchises
- State, County, & City Governments
- And many others
Who Else Is Using Our Solution?
For Questions or To Request a Discovery Call with the Benefits Team:
Contact David Baer
503-208-4703
david@ficasavings.us
There’s zero pressure — just a quick conversation to see if your organization qualifies.
* Estimate based on an average employee earning $60,000 per year. Actual potential savings will be calculated and projected more formally during our proposal process.
A Message For Employers of 30 or More Full-Time W-2 Employees...
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In fact, for many organizations, the new benefits from this program exceed the benefits employees had previously.
So I created this to share some initial details about the program.
If you'd like to explore if it's a fit for your organization, please reach out to arrange an initial Discovery Call with the benefits program team.
More Than Just Tax Savings
Employers that invest in integrated primary care, mental health, and pharmacy benefits see direct business advantages in lower costs, better productivity, and improved ability to attract and retain talent. Here are some real results employers have seen with this program:
- 43% less absenteeism
- 19-33% Reduction in Total Healthcare Spend
- 2.5X increase in productivity
- 25% More Likely to be Engaged at Work
- 10% Higher Job Satisfaction
Next Steps...
Everything starts with a Discovery Call, where you'll get insights into Compliance and learn how our program can help you recruit quality talent, retain quality employees, reward employees with additional meaningful benefits and an increase in take-home pay, reduce operating costs, and increase revenues.
If the program sounds like a good fit, the next step is to gather details in the form of an employee Census from you in order to create a Proposal with detailed savings estimates.
Once you are ready to proceed, our program team does all the heavy lifting for you to ensure a smooth onboarding and employee enrollment process.
Turn a mandatory FICA tax liability into six-figure savings — while employees gain richer wellness benefits at no cost.
How It Works
1. Payroll Optimization – A pre-tax adjustment lowers taxable wages.
2. Employer Savings – Reduced FICA liability saves your company ~$640 per employee annually.
3. Employee Benefits – Those savings fund access to preventive and virtual care services, keeping employees healthier and happier.
Think of it as turning taxes you already pay into benefits your employees actually value.